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Mortgage Checklist

The following information is usually required during the loan process, after you have indicated an intent to proceed with the application;

  • Legible copy of Driver License
  • Current pay stubs for all borrowers
  • Prior 2 years W-2s for all borrowers
  • Tax returns for the past two years (include all pages)
  • Bank statements for the past two months (include all pages)
  • Investment account statements for the past two months
  • Retirement account statements for the past two months
  • Sales Contract signed by all parties
  • Copy of canceled earnest money check

If you currently own Real Estate, after you have indicated an intent to proceed with the application;

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
  • Verification of taxes and insurance on all real estate owned
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